Call reports 2013
PIONEER COMMERCIAL BANK — 2013
What PIONEER COMMERCIAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 78,677,000 | 69,530,000 | 112,077,000 | 59,927,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 57,453,000 | 47,708,000 | 52,112,000 | 48,441,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,800,000 | 64,733,000 | 107,223,000 | 55,069,000 |
| Interest-bearing deposits | 57,675,000 | 51,049,000 | 53,178,000 | 45,576,000 |
| Noninterest-bearing deposits | 16,125,000 | 13,684,000 | 54,045,000 | 9,493,000 |
| Equity capital | 4,815,000 | 4,782,000 | 4,816,000 | 4,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 92,000 | 176,000 | 262,000 | 356,000 |
| Interest expense | 13,000 | 24,000 | 34,000 | 43,000 |
| Net interest income | 79,000 | 152,000 | 228,000 | 313,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 59,000 | 122,000 | 180,000 | 226,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 20,000 | 90,000 | 108,000 | 147,000 |
| Income tax | 1,000 | 22,000 | 22,000 | 29,000 |
| Net income | 19,000 | 68,000 | 86,000 | 118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,774,000 | 4,824,000 | 4,841,000 | 4,873,000 |
| Total capital | 4,774,000 | 4,824,000 | 4,841,000 | 4,873,000 |
| Risk-weighted assets | 10,524,000 | 9,024,000 | 16,091,000 | 9,864,000 |