Call reports 2010
PIONEER COMMERCIAL BANK — 2010
What PIONEER COMMERCIAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 49,087,000 | 42,432,000 | 49,799,000 | 40,447,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 38,280,000 | 30,783,000 | 35,150,000 | 34,717,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,460,000 | 37,785,000 | 45,152,000 | 35,813,000 |
| Interest-bearing deposits | 37,714,000 | 32,333,000 | 33,838,000 | 23,655,000 |
| Noninterest-bearing deposits | 6,746,000 | 5,452,000 | 11,314,000 | 12,158,000 |
| Equity capital | 4,624,000 | 4,642,000 | 4,637,000 | 4,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 99,000 | 186,000 | 242,000 | 301,000 |
| Interest expense | 45,000 | 88,000 | 120,000 | 146,000 |
| Net interest income | 54,000 | 98,000 | 122,000 | 155,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 59,000 | 120,000 | 179,000 | 239,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -5,000 | -22,000 | -57,000 | -84,000 |
| Income tax | -23,000 | -48,000 | -72,000 | -94,000 |
| Net income | 18,000 | 26,000 | 15,000 | 10,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,631,000 | 4,638,000 | 4,627,000 | 4,622,000 |
| Total capital | 4,631,000 | 4,638,000 | 4,627,000 | 4,622,000 |
| Risk-weighted assets | 8,140,000 | 6,533,000 | 7,490,000 | 6,895,000 |