Call reports 2009
PIONEER COMMERCIAL BANK — 2009
What PIONEER COMMERCIAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 52,352,000 | 41,456,000 | 46,203,000 | 35,199,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 42,014,000 | 30,558,000 | 33,359,000 | 30,351,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,574,000 | 36,807,000 | 41,550,000 | 30,553,000 |
| Interest-bearing deposits | 42,464,000 | 31,827,000 | 33,793,000 | 25,388,000 |
| Noninterest-bearing deposits | 5,110,000 | 4,980,000 | 7,757,000 | 5,165,000 |
| Equity capital | 4,625,000 | 4,606,000 | 4,617,000 | 4,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 149,000 | 242,000 | 337,000 | 431,000 |
| Interest expense | 55,000 | 106,000 | 157,000 | 198,000 |
| Net interest income | 94,000 | 136,000 | 180,000 | 233,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 53,000 | 134,000 | 188,000 | 245,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 41,000 | 2,000 | -8,000 | -12,000 |
| Income tax | 16,000 | -6,000 | -28,000 | -51,000 |
| Net income | 25,000 | 8,000 | 20,000 | 39,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,598,000 | 4,582,000 | 4,593,000 | 4,612,000 |
| Total capital | 4,598,000 | 4,582,000 | 4,593,000 | 4,612,000 |
| Risk-weighted assets | 8,530,000 | 6,235,000 | 7,081,000 | 6,389,000 |