Call reports 2013
BANK OF WAUSAU — 2013
What BANK OF WAUSAU reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Total assets | 48,525,000 | 43,564,000 |
| Total loans | 28,050,000 | 26,263,000 |
| Allowance for loan losses | 1,327,000 | 1,314,000 |
| Securities available for sale | 13,146,000 | 12,489,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 44,560,000 | 40,663,000 |
| Interest-bearing deposits | 41,641,000 | 38,041,000 |
| Noninterest-bearing deposits | 2,919,000 | 2,622,000 |
| Equity capital | 906,000 | 19,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Interest income | 385,000 | 764,000 |
| Interest expense | 135,000 | 257,000 |
| Net interest income | 250,000 | 507,000 |
| Noninterest income | 100,000 | 138,000 |
| Noninterest expense | 1,470,000 | 2,478,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -1,120,000 | -1,833,000 |
| Income tax | 19,000 | 87,000 |
| Net income | -1,139,000 | -1,920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Tier 1 capital | 915,000 | 134,000 |
| Total capital | 1,314,000 | 268,000 |
| Risk-weighted assets | 31,334,000 | 28,935,000 |