Call reports 2012
BANK OF WAUSAU — 2012
What BANK OF WAUSAU reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 62,802,000 | 56,805,000 | 56,140,000 | 52,611,000 |
| Total loans | 42,998,000 | 37,555,000 | 31,886,000 | 29,683,000 |
| Allowance for loan losses | 1,721,000 | 1,731,000 | 1,412,000 | 1,420,000 |
| Securities available for sale | 7,615,000 | 8,346,000 | 13,899,000 | 13,718,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,781,000 | 51,583,000 | 50,996,000 | 46,762,000 |
| Interest-bearing deposits | 53,877,000 | 47,730,000 | 47,369,000 | 43,695,000 |
| Noninterest-bearing deposits | 2,904,000 | 3,853,000 | 3,627,000 | 3,067,000 |
| Equity capital | 2,461,000 | 2,318,000 | 2,217,000 | 2,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 708,000 | 1,355,000 | 1,897,000 | 2,569,000 |
| Interest expense | 190,000 | 367,000 | 526,000 | 673,000 |
| Net interest income | 518,000 | 988,000 | 1,371,000 | 1,896,000 |
| Noninterest income | 60,000 | 150,000 | 217,000 | 367,000 |
| Noninterest expense | 1,113,000 | 1,796,000 | 2,420,000 | 3,104,000 |
| Provision for loan losses | 40,000 | 55,000 | 0 | 130,000 |
| Pretax income | -575,000 | -713,000 | -820,000 | -959,000 |
| Income tax | -1,000 | -9,000 | -1,000 | -4,000 |
| Net income | -574,000 | -704,000 | -819,000 | -955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,436,000 | 2,306,000 | 2,189,000 | 2,055,000 |
| Total capital | 3,022,000 | 2,830,000 | 2,638,000 | 2,493,000 |
| Risk-weighted assets | 44,980,000 | 40,552,000 | 34,948,000 | 33,990,000 |