Call reports 2015
GLACIER BANK — 2015
What GLACIER BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 8,454,216,000 | 8,569,668,000 | 8,742,945,000 | 9,067,390,000 |
| Total loans | 4,741,799,000 | 4,860,631,000 | 4,916,875,000 | 5,135,197,000 |
| Allowance for loan losses | 129,856,000 | 130,519,000 | 130,768,000 | 129,697,000 |
| Securities available for sale | 2,544,044,000 | 2,361,786,000 | 2,530,957,000 | 2,610,736,000 |
| Securities held to maturity | 570,285,000 | 593,314,000 | 651,822,000 | 702,072,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,490,109,000 | 6,591,607,000 | 6,722,746,000 | 6,993,810,000 |
| Interest-bearing deposits | 4,811,865,000 | 4,856,366,000 | 4,826,981,000 | 5,073,507,000 |
| Noninterest-bearing deposits | 1,678,244,000 | 1,735,241,000 | 1,895,765,000 | 1,920,303,000 |
| Equity capital | 1,148,099,000 | 1,151,031,000 | 1,153,240,000 | 1,163,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 78,965,000 | 159,158,000 | 241,142,000 | 325,767,000 |
| Interest expense | 6,619,000 | 13,200,000 | 19,706,000 | 26,109,000 |
| Net interest income | 72,346,000 | 145,958,000 | 221,436,000 | 299,658,000 |
| Noninterest income | 20,482,000 | 44,471,000 | 67,896,000 | 90,459,000 |
| Noninterest expense | 53,133,000 | 110,628,000 | 167,077,000 | 226,483,000 |
| Provision for loan losses | 765,000 | 1,047,000 | 1,873,000 | 2,265,000 |
| Pretax income | 38,935,000 | 78,661,000 | 120,258,000 | 161,388,000 |
| Income tax | 9,229,000 | 17,829,000 | 28,153,000 | 37,685,000 |
| Net income | 29,706,000 | 60,832,000 | 92,105,000 | 123,703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 992,414,000 | 1,005,303,000 | 1,005,229,000 | 1,010,981,000 |
| Total capital | 1,068,546,000 | 1,083,082,000 | 1,084,835,000 | 1,093,669,000 |
| Risk-weighted assets | 6,036,690,000 | 6,166,462,000 | 6,314,173,000 | 6,565,349,000 |