Call reports 2012
GLACIER BANK — 2012
What GLACIER BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,396,185,000 | 7,397,642,000 | 7,597,132,000 | 7,681,182,000 |
| Total loans | 804,890,000 | 3,533,638,000 | 3,527,080,000 | 3,542,924,000 |
| Allowance for loan losses | 34,105,000 | 137,459,000 | 136,660,000 | 130,854,000 |
| Securities available for sale | 531,500,000 | 3,393,987,000 | 3,576,067,000 | 3,653,567,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 853,864,000 | 5,016,520,000 | 5,237,289,000 | 5,376,991,000 |
| Interest-bearing deposits | 660,324,000 | 3,944,296,000 | 4,056,430,000 | 4,182,415,000 |
| Noninterest-bearing deposits | 193,540,000 | 1,072,224,000 | 1,180,859,000 | 1,194,576,000 |
| Equity capital | 192,246,000 | 948,154,000 | 962,323,000 | 954,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 13,989,000 | 134,246,000 | 197,511,000 | 258,513,000 |
| Interest expense | 1,488,000 | 16,916,000 | 24,977,000 | 32,341,000 |
| Net interest income | 12,501,000 | 117,330,000 | 172,534,000 | 226,172,000 |
| Noninterest income | 1,824,000 | 32,068,000 | 49,090,000 | 69,914,000 |
| Noninterest expense | 6,665,000 | 84,932,000 | 128,771,000 | 173,596,000 |
| Provision for loan losses | 2,200,000 | 16,550,000 | 19,250,000 | 21,525,000 |
| Pretax income | 5,460,000 | 47,916,000 | 73,603,000 | 101,348,000 |
| Income tax | 1,365,000 | 10,061,000 | 15,388,000 | 21,669,000 |
| Net income | 4,095,000 | 37,855,000 | 58,215,000 | 79,679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 175,944,000 | 790,538,000 | 801,457,000 | 794,228,000 |
| Total capital | 188,085,000 | 847,266,000 | 859,060,000 | 851,819,000 |
| Risk-weighted assets | 949,285,000 | 4,457,376,000 | 4,529,085,000 | 4,533,883,000 |