Call reports 2013
PULASKI BANK, NATIONAL ASSOCIATION — 2013
What PULASKI BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,349,269,000 | 1,346,922,000 | 1,274,882,000 | 1,293,139,000 |
| Total loans | 1,135,669,000 | 1,134,488,000 | 1,053,071,000 | 1,058,119,000 |
| Allowance for loan losses | 18,608,000 | 18,581,000 | 18,306,000 | 17,670,000 |
| Securities available for sale | 34,287,000 | 35,423,000 | 38,917,000 | 38,617,000 |
| Securities held to maturity | 35,758,000 | 34,527,000 | 28,770,000 | 23,233,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,098,838,000 | 1,047,347,000 | 1,015,739,000 | 1,032,180,000 |
| Interest-bearing deposits | 924,833,000 | 869,334,000 | 840,505,000 | 846,462,000 |
| Noninterest-bearing deposits | 174,005,000 | 178,013,000 | 175,234,000 | 185,718,000 |
| Equity capital | 137,174,000 | 139,308,000 | 131,697,000 | 132,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 12,776,000 | 25,251,000 | 37,165,000 | 48,576,000 |
| Interest expense | 1,568,000 | 2,997,000 | 4,268,000 | 5,463,000 |
| Net interest income | 11,208,000 | 22,254,000 | 32,897,000 | 43,113,000 |
| Noninterest income | 4,861,000 | 9,960,000 | 14,464,000 | 16,987,000 |
| Noninterest expense | 8,914,000 | 17,679,000 | 26,425,000 | 34,967,000 |
| Provision for loan losses | 1,375,000 | 3,175,000 | 10,025,000 | 10,225,000 |
| Pretax income | 5,780,000 | 11,360,000 | 10,911,000 | 14,908,000 |
| Income tax | 2,038,000 | 3,942,000 | 3,618,000 | 4,945,000 |
| Net income | 3,742,000 | 7,418,000 | 7,293,000 | 9,963,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 133,194,000 | 135,376,000 | 127,757,000 | 128,933,000 |
| Total capital | 146,422,000 | 148,565,000 | 140,336,000 | 141,620,000 |
| Risk-weighted assets | 1,052,895,000 | 1,049,711,000 | 1,000,197,000 | 1,009,540,000 |