Call reports 2012
PULASKI BANK, NATIONAL ASSOCIATION — 2012
What PULASKI BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,316,267,000 | 1,344,605,000 | 1,346,260,000 | 1,381,142,000 |
| Total loans | 1,135,524,000 | 1,131,918,000 | 1,142,781,000 | 1,173,240,000 |
| Allowance for loan losses | 18,254,000 | 18,001,000 | 17,117,000 | 17,957,000 |
| Securities available for sale | 11,516,000 | 20,307,000 | 21,921,000 | 21,193,000 |
| Securities held to maturity | 37,662,000 | 36,863,000 | 36,443,000 | 36,184,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,114,435,000 | 1,140,127,000 | 1,109,346,000 | 1,146,842,000 |
| Interest-bearing deposits | 954,813,000 | 956,363,000 | 929,305,000 | 959,598,000 |
| Noninterest-bearing deposits | 159,622,000 | 183,764,000 | 180,041,000 | 187,244,000 |
| Equity capital | 138,176,000 | 139,506,000 | 133,231,000 | 134,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 13,900,000 | 27,257,000 | 40,603,000 | 53,947,000 |
| Interest expense | 2,053,000 | 3,942,000 | 5,771,000 | 7,442,000 |
| Net interest income | 11,847,000 | 23,315,000 | 34,832,000 | 46,505,000 |
| Noninterest income | 3,232,000 | 6,995,000 | 10,438,000 | 14,276,000 |
| Noninterest expense | 7,617,000 | 15,769,000 | 23,906,000 | 32,614,000 |
| Provision for loan losses | 5,500,000 | 8,500,000 | 11,450,000 | 13,515,000 |
| Pretax income | 1,962,000 | 6,041,000 | 9,914,000 | 14,652,000 |
| Income tax | 574,000 | 1,823,000 | 2,974,000 | 4,490,000 |
| Net income | 1,388,000 | 4,218,000 | 6,940,000 | 10,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 134,155,000 | 135,494,000 | 129,223,000 | 130,950,000 |
| Total capital | 147,422,000 | 148,709,000 | 142,378,000 | 144,302,000 |
| Risk-weighted assets | 1,056,336,000 | 1,052,375,000 | 1,048,413,000 | 1,063,551,000 |