Call reports 2026
VOLUNTEER FEDERAL SAVINGS BANK — 2026
What VOLUNTEER FEDERAL SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 396,158,000 | 397,064,000 |
| Total loans | 251,304,000 | 254,213,000 |
| Allowance for loan losses | 1,274,000 | 1,177,000 |
| Securities available for sale | 73,857,000 | 75,251,000 |
| Securities held to maturity | 10,262,000 | 10,209,000 |
| Trading assets | 0 | 0 |
| Total deposits | 353,724,000 | 353,497,000 |
| Interest-bearing deposits | 289,790,000 | 290,619,000 |
| Noninterest-bearing deposits | 63,934,000 | 62,878,000 |
| Equity capital | 39,583,000 | 40,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,387,000 | 8,924,000 |
| Interest expense | 1,413,000 | 2,865,000 |
| Net interest income | 2,974,000 | 6,059,000 |
| Noninterest income | 603,000 | 1,254,000 |
| Noninterest expense | 2,476,000 | 5,116,000 |
| Provision for loan losses | 0 | -91,000 |
| Pretax income | 1,101,000 | 2,300,000 |
| Income tax | 229,000 | 485,000 |
| Net income | 872,000 | 1,815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 43,666,000 | 44,608,000 |
| Total capital | 44,992,000 | 45,826,000 |
| Risk-weighted assets | 197,351,000 | 197,777,000 |