Call reports 2025
TEXAS HERITAGE NATIONAL BANK — 2025
What TEXAS HERITAGE NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 905,502,000 | 937,703,000 | 947,223,000 | 957,796,000 |
| Total loans | 799,937,000 | 824,579,000 | 829,434,000 | 819,528,000 |
| Allowance for loan losses | 8,405,000 | 9,680,000 | 10,554,000 | 9,885,000 |
| Securities available for sale | 5,361,000 | 5,134,000 | 5,031,000 | 4,861,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 789,517,000 | 827,508,000 | 817,735,000 | 801,120,000 |
| Interest-bearing deposits | 761,945,000 | 800,528,000 | 791,551,000 | 777,888,000 |
| Noninterest-bearing deposits | 27,572,000 | 26,980,000 | 26,184,000 | 23,232,000 |
| Equity capital | 83,055,000 | 84,306,000 | 87,814,000 | 91,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 15,374,000 | 31,526,000 | 48,323,000 | 64,488,000 |
| Interest expense | 7,459,000 | 15,201,000 | 23,321,000 | 31,212,000 |
| Net interest income | 7,915,000 | 16,325,000 | 25,002,000 | 33,276,000 |
| Noninterest income | 1,181,000 | 2,688,000 | 4,356,000 | 6,358,000 |
| Noninterest expense | 4,981,000 | 10,743,000 | 16,262,000 | 22,234,000 |
| Provision for loan losses | 700,000 | 1,975,000 | 3,355,000 | 4,360,000 |
| Pretax income | 3,415,000 | 6,295,000 | 9,741,000 | 13,040,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,415,000 | 6,295,000 | 9,741,000 | 13,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,028,000 | 84,303,000 | 87,748,000 | 91,047,000 |
| Total capital | 91,433,000 | 93,984,000 | 98,302,000 | 100,932,000 |
| Risk-weighted assets | 805,857,000 | 851,758,000 | 846,399,000 | 862,236,000 |