Call reports 2024
TEXAS HERITAGE NATIONAL BANK — 2024
What TEXAS HERITAGE NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 657,287,000 | 724,762,000 | 871,515,000 | 857,110,000 |
| Total loans | 555,634,000 | 628,992,000 | 680,959,000 | 741,995,000 |
| Allowance for loan losses | 5,394,000 | 6,016,000 | 6,903,000 | 7,825,000 |
| Securities available for sale | 6,242,000 | 6,005,000 | 5,742,000 | 5,545,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 553,092,000 | 612,114,000 | 749,856,000 | 728,481,000 |
| Interest-bearing deposits | 533,156,000 | 588,673,000 | 726,618,000 | 701,071,000 |
| Noninterest-bearing deposits | 19,936,000 | 23,441,000 | 23,238,000 | 27,410,000 |
| Equity capital | 54,928,000 | 68,141,000 | 76,087,000 | 77,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 9,936,000 | 21,738,000 | 35,477,000 | 50,632,000 |
| Interest expense | 5,531,000 | 12,038,000 | 19,432,000 | 27,167,000 |
| Net interest income | 4,405,000 | 9,700,000 | 16,045,000 | 23,465,000 |
| Noninterest income | 298,000 | 1,047,000 | 2,643,000 | 3,903,000 |
| Noninterest expense | 3,100,000 | 6,858,000 | 11,316,000 | 16,418,000 |
| Provision for loan losses | 225,000 | 875,000 | 1,828,000 | 2,778,000 |
| Pretax income | 1,378,000 | 3,014,000 | 5,544,000 | 8,172,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,378,000 | 3,014,000 | 5,544,000 | 8,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,989,000 | 68,113,000 | 76,043,000 | 77,173,000 |
| Total capital | 60,383,000 | 74,129,000 | 82,947,000 | 84,998,000 |
| Risk-weighted assets | 592,417,000 | 666,202,000 | 738,071,000 | 786,118,000 |