Call reports 2023
TEXAS HERITAGE NATIONAL BANK — 2023
What TEXAS HERITAGE NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 538,371,000 | 566,624,000 | 608,584,000 | 608,552,000 |
| Total loans | 463,001,000 | 480,487,000 | 482,740,000 | 511,174,000 |
| Allowance for loan losses | 5,145,000 | 5,085,000 | 5,218,000 | 5,173,000 |
| Securities available for sale | 6,981,000 | 6,793,000 | 6,616,000 | 6,399,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 436,375,000 | 457,524,000 | 509,969,000 | 493,557,000 |
| Interest-bearing deposits | 416,663,000 | 437,635,000 | 458,056,000 | 474,825,000 |
| Noninterest-bearing deposits | 19,712,000 | 19,889,000 | 51,913,000 | 18,732,000 |
| Equity capital | 45,878,000 | 47,766,000 | 49,119,000 | 54,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,063,000 | 14,751,000 | 23,459,000 | 32,793,000 |
| Interest expense | 3,505,000 | 7,603,000 | 12,548,000 | 17,691,000 |
| Net interest income | 3,558,000 | 7,148,000 | 10,911,000 | 15,102,000 |
| Noninterest income | 811,000 | 1,053,000 | 1,345,000 | 1,625,000 |
| Noninterest expense | 2,695,000 | 4,497,000 | 7,274,000 | 10,333,000 |
| Provision for loan losses | 150,000 | 150,000 | 300,000 | 300,000 |
| Pretax income | 1,524,000 | 3,554,000 | 4,682,000 | 6,094,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,524,000 | 3,554,000 | 4,682,000 | 6,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,099,000 | 47,955,000 | 49,266,000 | 54,561,000 |
| Total capital | 51,244,000 | 53,040,000 | 54,484,000 | 59,734,000 |
| Risk-weighted assets | 481,174,000 | 502,596,000 | 513,071,000 | 525,364,000 |