Call reports 2022
TEXAS HERITAGE NATIONAL BANK — 2022
What TEXAS HERITAGE NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 448,681,000 | 479,554,000 | 515,465,000 | 521,191,000 |
| Total loans | 369,575,000 | 402,793,000 | 443,527,000 | 450,096,000 |
| Allowance for loan losses | 3,751,000 | 4,168,000 | 4,589,000 | 5,006,000 |
| Securities available for sale | 8,014,000 | 7,704,000 | 7,410,000 | 7,133,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,869,000 | 371,716,000 | 403,224,000 | 406,170,000 |
| Interest-bearing deposits | 335,787,000 | 345,416,000 | 383,160,000 | 385,588,000 |
| Noninterest-bearing deposits | 21,082,000 | 26,300,000 | 20,064,000 | 20,582,000 |
| Equity capital | 42,758,000 | 43,616,000 | 44,824,000 | 45,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,564,000 | 9,493,000 | 15,194,000 | 21,669,000 |
| Interest expense | 751,000 | 1,629,000 | 3,215,000 | 5,841,000 |
| Net interest income | 3,813,000 | 7,864,000 | 11,979,000 | 15,828,000 |
| Noninterest income | 182,000 | 353,000 | 564,000 | 748,000 |
| Noninterest expense | 2,303,000 | 4,748,000 | 7,387,000 | 10,076,000 |
| Provision for loan losses | 360,000 | 780,000 | 1,200,000 | 1,620,000 |
| Pretax income | 1,332,000 | 2,689,000 | 3,956,000 | 4,880,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,332,000 | 2,689,000 | 3,956,000 | 4,880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,833,000 | 43,779,000 | 45,054,000 | 45,548,000 |
| Total capital | 46,584,000 | 47,947,000 | 49,643,000 | 50,554,000 |
| Risk-weighted assets | 391,212,000 | 429,830,000 | 461,958,000 | 468,030,000 |