Call reports 2021
TEXAS HERITAGE NATIONAL BANK — 2021
What TEXAS HERITAGE NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 291,629,000 | 287,558,000 | 335,168,000 | 386,149,000 |
| Total loans | 232,206,000 | 253,544,000 | 302,976,000 | 343,651,000 |
| Allowance for loan losses | 2,262,000 | 2,587,000 | 3,106,000 | 3,435,000 |
| Securities available for sale | 19,290,000 | 10,896,000 | 10,697,000 | 10,401,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,721,000 | 225,300,000 | 253,884,000 | 314,098,000 |
| Interest-bearing deposits | 215,281,000 | 204,326,000 | 233,881,000 | 293,403,000 |
| Noninterest-bearing deposits | 19,440,000 | 20,974,000 | 20,003,000 | 20,695,000 |
| Equity capital | 26,659,000 | 30,064,000 | 31,372,000 | 32,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,784,000 | 6,863,000 | 10,319,000 | 14,379,000 |
| Interest expense | 650,000 | 1,265,000 | 1,851,000 | 2,529,000 |
| Net interest income | 2,134,000 | 5,598,000 | 8,468,000 | 11,850,000 |
| Noninterest income | 220,000 | 378,000 | 1,138,000 | 1,330,000 |
| Noninterest expense | 1,667,000 | 3,506,000 | 5,402,000 | 7,514,000 |
| Provision for loan losses | 225,000 | 550,000 | 1,070,000 | 1,400,000 |
| Pretax income | 462,000 | 2,310,000 | 3,524,000 | 4,656,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 462,000 | 2,310,000 | 3,524,000 | 4,656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,230,000 | 30,088,000 | 31,369,000 | 32,501,000 |
| Total capital | — | 32,675,000 | 34,475,000 | 35,936,000 |
| Risk-weighted assets | — | 245,963,000 | 305,014,000 | 351,270,000 |