Call reports 2020
TEXAS HERITAGE NATIONAL BANK — 2020
What TEXAS HERITAGE NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 161,575,000 | 203,900,000 | 246,924,000 | 282,394,000 |
| Total loans | 124,593,000 | 160,153,000 | 182,765,000 | 203,149,000 |
| Allowance for loan losses | 1,528,000 | 1,821,000 | 1,885,000 | 2,038,000 |
| Securities available for sale | 14,915,000 | 16,387,000 | 18,852,000 | 17,512,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,220,000 | 142,570,000 | 192,166,000 | 227,473,000 |
| Interest-bearing deposits | 109,349,000 | 128,881,000 | 177,006,000 | 212,120,000 |
| Noninterest-bearing deposits | 11,871,000 | 13,689,000 | 15,160,000 | 15,353,000 |
| Equity capital | 15,397,000 | 23,208,000 | 24,404,000 | 24,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,849,000 | 4,560,000 | 6,870,000 | 9,461,000 |
| Interest expense | 481,000 | 1,009,000 | 1,594,000 | 2,233,000 |
| Net interest income | 1,368,000 | 3,551,000 | 5,276,000 | 7,228,000 |
| Noninterest income | 143,000 | 315,000 | 496,000 | 677,000 |
| Noninterest expense | 1,265,000 | 2,640,000 | 4,143,000 | 5,724,000 |
| Provision for loan losses | 120,000 | 720,000 | 795,000 | 945,000 |
| Pretax income | 177,000 | 558,000 | 886,000 | 1,288,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 177,000 | 558,000 | 886,000 | 1,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,683,000 | 23,213,000 | 24,141,000 | 24,543,000 |
| Total capital | 17,211,000 | — | — | — |
| Risk-weighted assets | 137,738,000 | — | — | — |