Call reports 2019
TEXAS HERITAGE NATIONAL BANK — 2019
What TEXAS HERITAGE NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 139,371,000 | 136,634,000 | 143,099,000 | 146,413,000 |
| Total loans | 105,553,000 | 104,729,000 | 105,598,000 | 107,982,000 |
| Allowance for loan losses | 1,360,000 | 1,354,000 | 1,397,000 | 1,407,000 |
| Securities available for sale | 11,271,000 | 11,179,000 | 12,292,000 | 13,855,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,332,000 | 101,347,000 | 107,549,000 | 110,833,000 |
| Interest-bearing deposits | 91,243,000 | 89,663,000 | 94,726,000 | 99,617,000 |
| Noninterest-bearing deposits | 13,089,000 | 11,684,000 | 12,823,000 | 11,216,000 |
| Equity capital | 15,320,000 | 15,493,000 | 15,581,000 | 15,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,666,000 | 3,398,000 | 5,121,000 | 6,896,000 |
| Interest expense | 391,000 | 813,000 | 1,244,000 | 1,706,000 |
| Net interest income | 1,275,000 | 2,585,000 | 3,877,000 | 5,190,000 |
| Noninterest income | 169,000 | 332,000 | 495,000 | 732,000 |
| Noninterest expense | 1,085,000 | 2,140,000 | 3,219,000 | 4,217,000 |
| Provision for loan losses | 50,000 | 80,000 | 95,000 | 95,000 |
| Pretax income | 310,000 | 698,000 | 1,059,000 | 1,611,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 310,000 | 698,000 | 1,059,000 | 1,611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,382,000 | 15,489,000 | 15,571,000 | 15,787,000 |
| Total capital | 16,742,000 | 16,843,000 | 16,968,000 | 17,194,000 |
| Risk-weighted assets | 111,837,000 | 109,748,000 | 112,547,000 | 119,452,000 |