Call reports 2018
TEXAS HERITAGE NATIONAL BANK — 2018
What TEXAS HERITAGE NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 130,648,000 | 134,179,000 | 134,778,000 | 134,195,000 |
| Total loans | 104,388,000 | 108,910,000 | 107,729,000 | 106,913,000 |
| Allowance for loan losses | 1,337,000 | 1,361,000 | 1,188,000 | 1,300,000 |
| Securities available for sale | 10,233,000 | 10,018,000 | 9,648,000 | 9,286,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,208,000 | 99,238,000 | 99,711,000 | 99,335,000 |
| Interest-bearing deposits | 86,949,000 | 84,625,000 | 85,289,000 | 84,634,000 |
| Noninterest-bearing deposits | 14,259,000 | 14,613,000 | 14,422,000 | 14,701,000 |
| Equity capital | 14,935,000 | 15,315,000 | 15,255,000 | 15,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,523,000 | 3,144,000 | 4,792,000 | 6,998,000 |
| Interest expense | 271,000 | 549,000 | 886,000 | 1,241,000 |
| Net interest income | 1,252,000 | 2,595,000 | 3,906,000 | 5,757,000 |
| Noninterest income | 187,000 | 365,000 | 566,000 | 723,000 |
| Noninterest expense | 1,079,000 | 2,169,000 | 3,242,000 | 4,194,000 |
| Provision for loan losses | 30,000 | 60,000 | 150,000 | 746,000 |
| Pretax income | 330,000 | 731,000 | 1,080,000 | 1,540,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 330,000 | 731,000 | 1,080,000 | 1,540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,982,000 | 15,382,000 | 15,340,000 | 15,492,000 |
| Total capital | 16,319,000 | 16,743,000 | 16,528,000 | 16,792,000 |
| Risk-weighted assets | 107,657,000 | 112,876,000 | 111,750,000 | 109,963,000 |