Call reports 2016
TEXAS HERITAGE NATIONAL BANK — 2016
What TEXAS HERITAGE NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 130,652,000 | 132,551,000 | 129,760,000 | 129,893,000 |
| Total loans | 102,538,000 | 99,395,000 | 98,426,000 | 99,254,000 |
| Allowance for loan losses | 1,238,000 | 1,264,000 | 1,292,000 | 1,337,000 |
| Securities available for sale | 10,516,000 | 7,982,000 | 8,418,000 | 7,882,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,620,000 | 95,256,000 | 95,272,000 | 95,576,000 |
| Interest-bearing deposits | 78,800,000 | 80,377,000 | 80,733,000 | 81,172,000 |
| Noninterest-bearing deposits | 14,820,000 | 14,879,000 | 14,539,000 | 14,404,000 |
| Equity capital | 13,809,000 | 13,983,000 | 14,103,000 | 14,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,520,000 | 2,984,000 | 4,422,000 | 5,880,000 |
| Interest expense | 252,000 | 507,000 | 765,000 | 1,023,000 |
| Net interest income | 1,268,000 | 2,477,000 | 3,657,000 | 4,857,000 |
| Noninterest income | 144,000 | 305,000 | 483,000 | 670,000 |
| Noninterest expense | 948,000 | 1,874,000 | 2,818,000 | 3,730,000 |
| Provision for loan losses | 78,000 | 108,000 | 138,000 | 168,000 |
| Pretax income | 386,000 | 856,000 | 1,240,000 | 1,685,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 386,000 | 856,000 | 1,240,000 | 1,685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,778,000 | 13,975,000 | 14,051,000 | 14,222,000 |
| Total capital | 15,016,000 | 15,239,000 | 15,343,000 | 15,559,000 |
| Risk-weighted assets | 110,412,000 | 107,861,000 | 106,523,000 | 107,193,000 |