Call reports 2015
TEXAS HERITAGE NATIONAL BANK — 2015
What TEXAS HERITAGE NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 119,273,000 | 118,057,000 | 125,919,000 | 126,008,000 |
| Total loans | 90,790,000 | 92,252,000 | 97,648,000 | 100,748,000 |
| Allowance for loan losses | 1,102,000 | 1,128,000 | 1,154,000 | 1,178,000 |
| Securities available for sale | 12,565,000 | 10,037,000 | 9,561,000 | 9,317,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,717,000 | 86,380,000 | 88,983,000 | 89,118,000 |
| Interest-bearing deposits | 72,544,000 | 71,313,000 | 73,542,000 | 75,497,000 |
| Noninterest-bearing deposits | 15,173,000 | 15,067,000 | 15,441,000 | 13,621,000 |
| Equity capital | 13,319,000 | 13,360,000 | 13,527,000 | 13,730,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,374,000 | 2,739,000 | 4,123,000 | 5,567,000 |
| Interest expense | 209,000 | 424,000 | 638,000 | 881,000 |
| Net interest income | 1,165,000 | 2,315,000 | 3,485,000 | 4,686,000 |
| Noninterest income | 149,000 | 327,000 | 484,000 | 659,000 |
| Noninterest expense | 910,000 | 1,836,000 | 2,745,000 | 3,610,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 108,000 |
| Pretax income | 397,000 | 806,000 | 1,201,000 | 1,672,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 397,000 | 806,000 | 1,201,000 | 1,672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,125,000 | 13,289,000 | 13,439,000 | 13,665,000 |
| Total capital | 14,227,000 | 14,417,000 | 14,593,000 | 14,843,000 |
| Risk-weighted assets | 107,467,000 | 106,805,000 | 109,464,000 | 105,705,000 |