Call reports 2014
TEXAS HERITAGE NATIONAL BANK — 2014
What TEXAS HERITAGE NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 110,316,000 | 114,360,000 | 117,454,000 | 118,946,000 |
| Total loans | 80,411,000 | 85,227,000 | 83,850,000 | 88,623,000 |
| Allowance for loan losses | 1,022,000 | 1,035,000 | 1,048,000 | 1,071,000 |
| Securities available for sale | 13,836,000 | 13,979,000 | 13,520,000 | 13,142,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,796,000 | 88,342,000 | 90,203,000 | 91,654,000 |
| Interest-bearing deposits | 74,825,000 | 75,916,000 | 76,697,000 | 77,526,000 |
| Noninterest-bearing deposits | 12,971,000 | 12,426,000 | 13,506,000 | 14,128,000 |
| Equity capital | 11,377,000 | 12,719,000 | 12,874,000 | 13,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,221,000 | 2,505,000 | 3,843,000 | 5,216,000 |
| Interest expense | 226,000 | 462,000 | 729,000 | 964,000 |
| Net interest income | 995,000 | 2,043,000 | 3,114,000 | 4,252,000 |
| Noninterest income | 173,000 | 1,392,000 | 1,566,000 | 1,733,000 |
| Noninterest expense | 827,000 | 1,702,000 | 2,565,000 | 3,411,000 |
| Provision for loan losses | 11,000 | 21,000 | 40,000 | 54,000 |
| Pretax income | 330,000 | 1,712,000 | 2,075,000 | 2,520,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 330,000 | 1,712,000 | 2,075,000 | 2,520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,349,000 | 12,557,000 | 12,724,000 | 12,952,000 |
| Total capital | 12,354,000 | 13,592,000 | 13,772,000 | 14,023,000 |
| Risk-weighted assets | 82,952,000 | 88,062,000 | 85,808,000 | 90,274,000 |