Call reports 2013
TEXAS HERITAGE NATIONAL BANK — 2013
What TEXAS HERITAGE NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 106,325,000 | 108,289,000 | 105,366,000 | 104,972,000 |
| Total loans | 74,189,000 | 76,064,000 | 76,388,000 | 76,369,000 |
| Allowance for loan losses | 1,055,000 | 969,000 | 990,000 | 1,015,000 |
| Securities available for sale | 16,200,000 | 13,500,000 | 14,018,000 | 13,678,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,516,000 | 89,135,000 | 85,932,000 | 85,695,000 |
| Interest-bearing deposits | 74,057,000 | 74,555,000 | 74,406,000 | 73,630,000 |
| Noninterest-bearing deposits | 11,459,000 | 14,580,000 | 11,525,000 | 12,066,000 |
| Equity capital | 10,700,000 | 10,883,000 | 11,087,000 | 11,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,271,000 | 2,543,000 | 3,846,000 | 5,046,000 |
| Interest expense | 269,000 | 509,000 | 743,000 | 955,000 |
| Net interest income | 1,002,000 | 2,034,000 | 3,103,000 | 4,091,000 |
| Noninterest income | 162,000 | 321,000 | 589,000 | 754,000 |
| Noninterest expense | 887,000 | 1,693,000 | 2,516,000 | 3,341,000 |
| Provision for loan losses | 11,000 | 21,000 | 32,000 | 42,000 |
| Pretax income | 337,000 | 844,000 | 1,347,000 | 1,668,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 337,000 | 844,000 | 1,347,000 | 1,668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,452,000 | 10,805,000 | 11,105,000 | 11,202,000 |
| Total capital | 11,379,000 | 11,755,000 | 12,060,000 | 12,157,000 |
| Risk-weighted assets | 79,744,000 | 80,691,000 | 81,132,000 | 80,330,000 |