Call reports 2012
TEXAS HERITAGE NATIONAL BANK — 2012
What TEXAS HERITAGE NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 111,030,000 | 110,490,000 | 109,179,000 | 105,286,000 |
| Total loans | 70,196,000 | 69,966,000 | 73,412,000 | 73,571,000 |
| Allowance for loan losses | 1,107,000 | 1,044,000 | 1,044,000 | 1,045,000 |
| Securities available for sale | 16,845,000 | 21,134,000 | 20,430,000 | 19,820,000 |
| Securities held to maturity | 910,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,979,000 | 87,110,000 | 85,634,000 | 84,708,000 |
| Interest-bearing deposits | 76,165,000 | 76,232,000 | 73,714,000 | 72,789,000 |
| Noninterest-bearing deposits | 11,815,000 | 10,878,000 | 11,920,000 | 11,919,000 |
| Equity capital | 9,914,000 | 10,238,000 | 10,341,000 | 10,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,249,000 | 2,522,000 | 3,764,000 | 5,062,000 |
| Interest expense | 354,000 | 694,000 | 1,015,000 | 1,309,000 |
| Net interest income | 895,000 | 1,828,000 | 2,749,000 | 3,753,000 |
| Noninterest income | 140,000 | 257,000 | 420,000 | 519,000 |
| Noninterest expense | 823,000 | 1,951,000 | 2,766,000 | 3,612,000 |
| Provision for loan losses | 8,000 | 8,000 | 8,000 | 8,000 |
| Pretax income | 396,000 | 394,000 | 663,000 | 937,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 396,000 | 394,000 | 663,000 | 937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,158,000 | 10,016,000 | 10,146,000 | 10,269,000 |
| Total capital | 11,035,000 | 10,891,000 | 11,064,000 | 11,189,000 |
| Risk-weighted assets | 74,683,000 | 73,268,000 | 77,107,000 | 77,731,000 |