Call reports 2011
TEXAS HERITAGE NATIONAL BANK — 2011
What TEXAS HERITAGE NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 109,598,000 | 108,488,000 | 110,369,000 | 109,144,000 |
| Total loans | 76,405,000 | 72,596,000 | 71,664,000 | 71,269,000 |
| Allowance for loan losses | 1,194,000 | 1,171,000 | 1,120,000 | 1,097,000 |
| Securities available for sale | 11,041,000 | 11,032,000 | 12,186,000 | 15,567,000 |
| Securities held to maturity | 1,211,000 | 1,185,000 | 1,118,000 | 1,172,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,461,000 | 85,896,000 | 87,619,000 | 86,355,000 |
| Interest-bearing deposits | 77,500,000 | 74,970,000 | 75,626,000 | 75,398,000 |
| Noninterest-bearing deposits | 9,962,000 | 10,926,000 | 11,993,000 | 10,957,000 |
| Equity capital | 9,022,000 | 9,442,000 | 9,599,000 | 9,730,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,275,000 | 2,671,000 | 3,966,000 | 5,267,000 |
| Interest expense | 424,000 | 824,000 | 1,208,000 | 1,579,000 |
| Net interest income | 851,000 | 1,847,000 | 2,758,000 | 3,688,000 |
| Noninterest income | 163,000 | 272,000 | 342,000 | 445,000 |
| Noninterest expense | 782,000 | 1,531,000 | 2,362,000 | 3,109,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 232,000 | 588,000 | 738,000 | 1,024,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 232,000 | 588,000 | 738,000 | 1,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,465,000 | 9,725,000 | 9,741,000 | 9,894,000 |
| Total capital | 10,420,000 | 10,632,000 | 10,637,000 | 10,785,000 |
| Risk-weighted assets | 76,553,000 | 73,960,000 | 73,684,000 | 73,358,000 |