Call reports 2011
UNITED COMMUNITY BANK OF NORTH DAKOTA — 2011
What UNITED COMMUNITY BANK OF NORTH DAKOTA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 204,515,000 | 208,825,000 | 226,557,000 | 235,981,000 |
| Total loans | 141,042,000 | 152,641,000 | 164,091,000 | 161,305,000 |
| Allowance for loan losses | 1,814,000 | 1,937,000 | 2,152,000 | 1,785,000 |
| Securities available for sale | 40,652,000 | 42,097,000 | 42,017,000 | 45,730,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,836,000 | 183,296,000 | 196,111,000 | 210,333,000 |
| Interest-bearing deposits | 154,629,000 | 155,377,000 | 164,496,000 | 167,568,000 |
| Noninterest-bearing deposits | 25,207,000 | 27,919,000 | 31,615,000 | 42,765,000 |
| Equity capital | 16,977,000 | 17,706,000 | 19,576,000 | 20,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,812,000 | 5,719,000 | 8,873,000 | 12,048,000 |
| Interest expense | 466,000 | 880,000 | 1,277,000 | 1,637,000 |
| Net interest income | 2,346,000 | 4,839,000 | 7,596,000 | 10,411,000 |
| Noninterest income | 51,000 | 227,000 | 395,000 | 599,000 |
| Noninterest expense | 1,107,000 | 2,286,000 | 3,537,000 | 5,318,000 |
| Provision for loan losses | 105,000 | 265,000 | 490,000 | 540,000 |
| Pretax income | 1,239,000 | 2,571,000 | 4,056,000 | 5,297,000 |
| Income tax | 81,000 | 166,000 | 254,000 | 312,000 |
| Net income | 1,158,000 | 2,405,000 | 3,802,000 | 4,985,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,119,000 | 16,866,000 | 17,994,000 | 19,177,000 |
| Total capital | 18,933,000 | 18,803,000 | 20,144,000 | 20,962,000 |
| Risk-weighted assets | 151,617,000 | 160,012,000 | 172,025,000 | 172,209,000 |