Call report 2008Q4
CITIZENS NATIONAL BANK — 2008Q4
The 22 measures CITIZENS NATIONAL BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 574,262,000 | USD | evidence → |
| Total loans | 487,315,000 | USD | evidence → |
| Allowance for loan losses | 5,862,000 | USD | evidence → |
| Securities available for sale | 62,524,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 478,290,000 | USD | evidence → |
| Interest-bearing deposits | 430,030,000 | USD | evidence → |
| Noninterest-bearing deposits | 48,260,000 | USD | evidence → |
| Equity capital | 53,757,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 35,797,000 | USD | evidence → |
| Interest expense | 15,687,000 | USD | evidence → |
| Net interest income | 20,110,000 | USD | evidence → |
| Noninterest income | 4,352,000 | USD | evidence → |
| Noninterest expense | 13,712,000 | USD | evidence → |
| Provision for loan losses | 3,177,000 | USD | evidence → |
| Pretax income | 7,583,000 | USD | evidence → |
| Income tax | 542,000 | USD | evidence → |
| Net income | 7,041,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 52,821,000 | USD | evidence → |
| Total capital | 58,647,000 | USD | evidence → |
| Risk-weighted assets | 466,056,000 | USD | evidence → |
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