Call reports 2020
DURDEN BANKING COMPANY, INCORPORATED — 2020
What DURDEN BANKING COMPANY, INCORPORATED reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 186,632,000 | 199,900,000 | 201,999,000 | 206,824,000 |
| Total loans | 119,175,000 | 131,860,000 | 134,458,000 | 130,669,000 |
| Allowance for loan losses | 2,775,000 | 2,836,000 | 2,886,000 | 3,076,000 |
| Securities available for sale | 45,240,000 | 43,262,000 | 42,264,000 | 37,451,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,569,000 | 167,496,000 | 169,065,000 | 174,003,000 |
| Interest-bearing deposits | 126,637,000 | 129,153,000 | 127,057,000 | 131,146,000 |
| Noninterest-bearing deposits | 29,932,000 | 38,343,000 | 42,008,000 | 42,857,000 |
| Equity capital | 29,643,000 | 31,315,000 | 31,938,000 | 32,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,388,000 | 4,671,000 | 6,975,000 | 9,405,000 |
| Interest expense | 157,000 | 306,000 | 443,000 | 562,000 |
| Net interest income | 2,231,000 | 4,365,000 | 6,532,000 | 8,843,000 |
| Noninterest income | 359,000 | 678,000 | 1,022,000 | 1,397,000 |
| Noninterest expense | 1,537,000 | 2,997,000 | 4,545,000 | 6,142,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 450,000 |
| Pretax income | 978,000 | 1,896,000 | 2,784,000 | 3,648,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 978,000 | 1,896,000 | 2,784,000 | 3,648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,076,000 | 32,740,000 | 30,541,000 | 31,009,000 |
| Total capital | 31,497,000 | 34,180,000 | 32,007,000 | 32,515,000 |
| Risk-weighted assets | 112,325,000 | 113,827,000 | 115,878,000 | 118,949,000 |