Call reports 2013
DURDEN BANKING COMPANY, INCORPORATED — 2013
What DURDEN BANKING COMPANY, INCORPORATED reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 165,413,000 | 161,470,000 | 159,635,000 | 153,218,000 |
| Total loans | 94,651,000 | 98,243,000 | 98,514,000 | 100,219,000 |
| Allowance for loan losses | 2,716,000 | 2,851,000 | 2,876,000 | 2,852,000 |
| Securities available for sale | 39,385,000 | 37,973,000 | 39,833,000 | 38,248,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,812,000 | 140,352,000 | 138,089,000 | 132,123,000 |
| Interest-bearing deposits | 127,553,000 | 124,321,000 | 120,506,000 | 117,766,000 |
| Noninterest-bearing deposits | 16,259,000 | 16,031,000 | 17,583,000 | 14,357,000 |
| Equity capital | 21,200,000 | 20,659,000 | 20,902,000 | 20,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,725,000 | 3,481,000 | 5,323,000 | 7,116,000 |
| Interest expense | 200,000 | 379,000 | 546,000 | 700,000 |
| Net interest income | 1,525,000 | 3,102,000 | 4,777,000 | 6,416,000 |
| Noninterest income | 368,000 | 622,000 | 966,000 | 1,266,000 |
| Noninterest expense | 1,182,000 | 2,385,000 | 3,618,000 | 5,003,000 |
| Provision for loan losses | 150,000 | 300,000 | 300,000 | 300,000 |
| Pretax income | 541,000 | 1,019,000 | 1,805,000 | 2,359,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 541,000 | 1,019,000 | 1,805,000 | 2,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,656,000 | 20,945,000 | 21,555,000 | 21,747,000 |
| Total capital | 21,767,000 | 22,077,000 | 22,684,000 | 22,898,000 |
| Risk-weighted assets | 87,254,000 | 88,828,000 | 88,602,000 | 90,382,000 |