Call reports 2006
OHIO COMMERCE BANK — 2006
What OHIO COMMERCE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q4 |
|---|---|
| Total assets | 14,466,000 |
| Total loans | 739,000 |
| Allowance for loan losses | 11,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 4,244,000 |
| Interest-bearing deposits | 4,063,000 |
| Noninterest-bearing deposits | 181,000 |
| Equity capital | 10,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q4 |
|---|---|
| Interest income | 103,000 |
| Interest expense | 16,000 |
| Net interest income | 87,000 |
| Noninterest income | 96,000 |
| Noninterest expense | 752,000 |
| Provision for loan losses | 11,000 |
| Pretax income | -580,000 |
| Income tax | -197,000 |
| Net income | -383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q4 |
|---|---|
| Tier 1 capital | 10,005,000 |
| Total capital | 10,016,000 |
| Risk-weighted assets | 4,007,000 |
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