Call reports 2026
BLUE RIDGE BANK AND TRUST CO. — 2026
What BLUE RIDGE BANK AND TRUST CO. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 881,614,000 | 866,612,000 |
| Total loans | 659,852,000 | 665,127,000 |
| Allowance for loan losses | 11,041,000 | 10,985,000 |
| Securities available for sale | 117,565,000 | 114,023,000 |
| Securities held to maturity | 7,144,000 | 7,138,000 |
| Trading assets | 0 | 0 |
| Total deposits | 742,230,000 | 714,014,000 |
| Interest-bearing deposits | 542,674,000 | 542,723,000 |
| Noninterest-bearing deposits | 199,556,000 | 171,291,000 |
| Equity capital | 82,424,000 | 85,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 11,539,000 | 23,493,000 |
| Interest expense | 3,412,000 | 6,869,000 |
| Net interest income | 8,127,000 | 16,624,000 |
| Noninterest income | 1,526,000 | 3,022,000 |
| Noninterest expense | 5,495,000 | 11,157,000 |
| Provision for loan losses | 450,000 | 450,000 |
| Pretax income | 3,708,000 | 7,975,000 |
| Income tax | 873,000 | 1,857,000 |
| Net income | 2,835,000 | 6,118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 84,306,000 | 87,339,000 |
| Total capital | 93,160,000 | 96,770,000 |
| Risk-weighted assets | 705,131,000 | 751,932,000 |