Call reports 2024
BLUE RIDGE BANK AND TRUST CO. — 2024
What BLUE RIDGE BANK AND TRUST CO. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 800,718,000 | 778,197,000 | 802,738,000 | 813,274,000 |
| Total loans | 587,007,000 | 586,925,000 | 609,064,000 | 622,296,000 |
| Allowance for loan losses | 8,936,000 | 9,140,000 | 9,099,000 | 9,262,000 |
| Securities available for sale | 127,918,000 | 119,709,000 | 115,447,000 | 107,560,000 |
| Securities held to maturity | 9,694,000 | 9,688,000 | 9,681,000 | 9,676,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 701,788,000 | 669,101,000 | 687,310,000 | 693,357,000 |
| Interest-bearing deposits | 485,527,000 | 478,351,000 | 479,982,000 | 499,127,000 |
| Noninterest-bearing deposits | 216,261,000 | 190,750,000 | 207,328,000 | 194,230,000 |
| Equity capital | 63,634,000 | 64,986,000 | 69,356,000 | 70,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 9,706,000 | 19,803,000 | 30,304,000 | 40,993,000 |
| Interest expense | 3,313,000 | 6,604,000 | 9,931,000 | 13,392,000 |
| Net interest income | 6,393,000 | 13,199,000 | 20,373,000 | 27,601,000 |
| Noninterest income | 1,454,000 | 2,939,000 | 4,601,000 | 6,178,000 |
| Noninterest expense | 4,907,000 | 9,972,000 | 15,171,000 | 20,520,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 2,640,000 | 5,564,000 | 8,901,000 | 11,998,000 |
| Income tax | 599,000 | 1,284,000 | 2,034,000 | 2,762,000 |
| Net income | 2,041,000 | 4,280,000 | 6,867,000 | 9,236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,515,000 | 70,455,000 | 72,741,000 | 74,361,000 |
| Total capital | 78,329,000 | 79,200,000 | 81,638,000 | 83,248,000 |
| Risk-weighted assets | 704,029,000 | 698,182,000 | 710,550,000 | 709,583,000 |