Call reports 2023
BLUE RIDGE BANK AND TRUST CO. — 2023
What BLUE RIDGE BANK AND TRUST CO. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 746,516,000 | 767,729,000 | 786,105,000 | 814,400,000 |
| Total loans | 525,318,000 | 543,964,000 | 553,743,000 | 572,210,000 |
| Allowance for loan losses | 8,516,000 | 8,106,000 | 8,431,000 | 8,625,000 |
| Securities available for sale | 148,882,000 | 141,720,000 | 136,436,000 | 129,456,000 |
| Securities held to maturity | 12,717,000 | 9,712,000 | 9,705,000 | 9,700,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 658,979,000 | 665,863,000 | 684,939,000 | 702,243,000 |
| Interest-bearing deposits | 439,756,000 | 451,796,000 | 478,896,000 | 478,232,000 |
| Noninterest-bearing deposits | 219,223,000 | 214,067,000 | 206,043,000 | 224,011,000 |
| Equity capital | 55,693,000 | 56,807,000 | 57,456,000 | 61,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,107,000 | 14,976,000 | 23,807,000 | 33,264,000 |
| Interest expense | 1,388,000 | 3,551,000 | 6,358,000 | 9,529,000 |
| Net interest income | 5,719,000 | 11,425,000 | 17,449,000 | 23,735,000 |
| Noninterest income | 1,502,000 | 2,990,000 | 4,627,000 | 6,462,000 |
| Noninterest expense | 4,969,000 | 9,698,000 | 14,844,000 | 20,203,000 |
| Provision for loan losses | 450,000 | 1,100,000 | 1,550,000 | 1,850,000 |
| Pretax income | 1,802,000 | 3,617,000 | 5,682,000 | 7,794,000 |
| Income tax | 391,000 | 773,000 | 1,215,000 | 1,584,000 |
| Net income | 1,411,000 | 2,844,000 | 4,467,000 | 6,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,425,000 | 64,860,000 | 66,233,000 | 67,575,000 |
| Total capital | 71,278,000 | 73,133,000 | 74,657,000 | 76,079,000 |
| Risk-weighted assets | 626,885,000 | 661,310,000 | 673,294,000 | 679,315,000 |