Call reports 2022
BLUE RIDGE BANK AND TRUST CO. — 2022
What BLUE RIDGE BANK AND TRUST CO. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 764,026,000 | 753,318,000 | 717,013,000 | 745,735,000 |
| Total loans | 423,258,000 | 437,298,000 | 487,617,000 | 510,755,000 |
| Allowance for loan losses | 7,481,000 | 7,124,000 | 6,954,000 | 7,149,000 |
| Securities available for sale | 156,376,000 | 158,764,000 | 157,046,000 | 155,306,000 |
| Securities held to maturity | 8,240,000 | 11,235,000 | 12,729,000 | 12,723,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 660,535,000 | 651,230,000 | 640,090,000 | 659,823,000 |
| Interest-bearing deposits | 434,705,000 | 434,408,000 | 425,730,000 | 433,680,000 |
| Noninterest-bearing deposits | 225,830,000 | 216,822,000 | 214,360,000 | 226,143,000 |
| Equity capital | 58,868,000 | 58,278,000 | 56,876,000 | 59,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,215,000 | 10,940,000 | 17,187,000 | 23,965,000 |
| Interest expense | 425,000 | 839,000 | 1,381,000 | 2,180,000 |
| Net interest income | 4,790,000 | 10,101,000 | 15,806,000 | 21,785,000 |
| Noninterest income | 1,586,000 | 3,189,000 | 4,775,000 | 6,192,000 |
| Noninterest expense | 4,657,000 | 9,459,000 | 14,414,000 | 19,477,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 355,000 |
| Pretax income | 1,689,000 | 3,801,000 | 6,137,000 | 8,145,000 |
| Income tax | 379,000 | 849,000 | 1,386,000 | 1,847,000 |
| Net income | 1,310,000 | 2,952,000 | 4,751,000 | 6,298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,444,000 | 65,986,000 | 67,684,000 | 68,981,000 |
| Total capital | 70,643,000 | 72,407,000 | 74,745,000 | 76,238,000 |
| Risk-weighted assets | 494,559,000 | 512,844,000 | 578,385,000 | 617,126,000 |