Call reports 2021
BLUE RIDGE BANK AND TRUST CO. — 2021
What BLUE RIDGE BANK AND TRUST CO. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 707,374,000 | 723,918,000 | 715,901,000 | 748,920,000 |
| Total loans | 412,289,000 | 410,081,000 | 407,244,000 | 414,423,000 |
| Allowance for loan losses | 7,662,000 | 7,345,000 | 7,455,000 | 7,433,000 |
| Securities available for sale | 108,189,000 | 128,899,000 | 139,463,000 | 149,720,000 |
| Securities held to maturity | 6,571,000 | 4,842,000 | 4,843,000 | 2,744,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 609,028,000 | 620,042,000 | 615,922,000 | 641,576,000 |
| Interest-bearing deposits | 408,834,000 | 419,209,000 | 414,177,000 | 417,946,000 |
| Noninterest-bearing deposits | 200,194,000 | 200,833,000 | 201,745,000 | 223,630,000 |
| Equity capital | 61,238,000 | 61,822,000 | 62,299,000 | 62,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,256,000 | 10,448,000 | 15,797,000 | 20,652,000 |
| Interest expense | 564,000 | 1,102,000 | 1,611,000 | 2,045,000 |
| Net interest income | 4,692,000 | 9,346,000 | 14,186,000 | 18,607,000 |
| Noninterest income | 1,532,000 | 3,068,000 | 4,744,000 | 6,341,000 |
| Noninterest expense | 4,521,000 | 8,979,000 | 13,710,000 | 18,211,000 |
| Provision for loan losses | 225,000 | 450,000 | 600,000 | 600,000 |
| Pretax income | 1,478,000 | 2,985,000 | 4,620,000 | 6,137,000 |
| Income tax | 397,000 | 779,000 | 1,202,000 | 1,342,000 |
| Net income | 1,081,000 | 2,206,000 | 3,418,000 | 4,795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,419,000 | 61,444,000 | 62,056,000 | 63,234,000 |
| Total capital | 66,050,000 | 67,143,000 | 67,900,000 | 69,187,000 |
| Risk-weighted assets | 448,356,000 | 454,177,000 | 465,789,000 | 474,620,000 |