Call reports 2019
BLUE RIDGE BANK AND TRUST CO. — 2019
What BLUE RIDGE BANK AND TRUST CO. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 550,801,000 | 578,446,000 | 562,460,000 | 574,334,000 |
| Total loans | 396,376,000 | 393,855,000 | 400,380,000 | 397,813,000 |
| Allowance for loan losses | 6,041,000 | 6,191,000 | 6,374,000 | 5,124,000 |
| Securities available for sale | 67,288,000 | 62,376,000 | 66,389,000 | 70,085,000 |
| Securities held to maturity | 20,104,000 | 20,107,000 | 20,111,000 | 20,115,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 477,792,000 | 500,892,000 | 485,136,000 | 497,167,000 |
| Interest-bearing deposits | 357,516,000 | 364,687,000 | 355,248,000 | 353,754,000 |
| Noninterest-bearing deposits | 120,276,000 | 136,205,000 | 129,888,000 | 143,413,000 |
| Equity capital | 53,974,000 | 55,805,000 | 57,257,000 | 58,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,515,000 | 11,267,000 | 17,090,000 | 22,886,000 |
| Interest expense | 738,000 | 1,573,000 | 2,411,000 | 3,176,000 |
| Net interest income | 4,777,000 | 9,694,000 | 14,679,000 | 19,710,000 |
| Noninterest income | 1,392,000 | 2,957,000 | 4,500,000 | 5,947,000 |
| Noninterest expense | 4,296,000 | 8,591,000 | 12,754,000 | 16,881,000 |
| Provision for loan losses | 90,000 | 240,000 | 540,000 | 840,000 |
| Pretax income | 1,780,000 | 3,817,000 | 5,882,000 | 7,933,000 |
| Income tax | 429,000 | 917,000 | 1,404,000 | 1,892,000 |
| Net income | 1,351,000 | 2,900,000 | 4,478,000 | 6,041,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,470,000 | 55,819,000 | 57,097,000 | 57,911,000 |
| Total capital | 60,024,000 | 61,321,000 | 62,746,000 | 63,142,000 |
| Risk-weighted assets | 443,735,000 | 439,395,000 | 451,123,000 | 450,986,000 |