Call reports 2018
BLUE RIDGE BANK AND TRUST CO. — 2018
What BLUE RIDGE BANK AND TRUST CO. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 559,579,000 | 551,416,000 | 563,847,000 | 553,293,000 |
| Total loans | 398,485,000 | 394,852,000 | 383,349,000 | 382,565,000 |
| Allowance for loan losses | 6,079,000 | 6,078,000 | 6,062,000 | 6,017,000 |
| Securities available for sale | 67,250,000 | 71,646,000 | 72,771,000 | 70,733,000 |
| Securities held to maturity | 20,090,000 | 20,094,000 | 20,097,000 | 20,101,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 495,647,000 | 485,144,000 | 500,106,000 | 485,518,000 |
| Interest-bearing deposits | 362,214,000 | 354,825,000 | 348,990,000 | 351,730,000 |
| Noninterest-bearing deposits | 133,433,000 | 130,319,000 | 151,116,000 | 133,788,000 |
| Equity capital | 49,571,000 | 50,966,000 | 51,840,000 | 52,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,119,000 | 10,778,000 | 16,155,000 | 21,523,000 |
| Interest expense | 461,000 | 994,000 | 1,545,000 | 2,145,000 |
| Net interest income | 4,658,000 | 9,784,000 | 14,610,000 | 19,378,000 |
| Noninterest income | 1,464,000 | 3,037,000 | 4,610,000 | 6,179,000 |
| Noninterest expense | 4,316,000 | 8,707,000 | 13,003,000 | 17,324,000 |
| Provision for loan losses | 90,000 | 120,000 | 120,000 | 180,000 |
| Pretax income | 1,716,000 | 3,994,000 | 6,097,000 | 8,053,000 |
| Income tax | 402,000 | 949,000 | 1,454,000 | 1,911,000 |
| Net income | 1,314,000 | 3,045,000 | 4,643,000 | 6,142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,343,000 | 51,773,000 | 52,769,000 | 53,833,000 |
| Total capital | 55,789,000 | 57,183,000 | 58,120,000 | 59,161,000 |
| Risk-weighted assets | 434,928,000 | 432,051,000 | 427,296,000 | 425,434,000 |