Call reports 2017
BLUE RIDGE BANK AND TRUST CO. — 2017
What BLUE RIDGE BANK AND TRUST CO. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 524,894,000 | 521,027,000 | 539,038,000 | 544,601,000 |
| Total loans | 380,192,000 | 383,777,000 | 390,160,000 | 385,835,000 |
| Allowance for loan losses | 6,851,000 | 6,842,000 | 6,654,000 | 6,098,000 |
| Securities available for sale | 70,857,000 | 70,036,000 | 66,196,000 | 65,433,000 |
| Securities held to maturity | 20,077,000 | 20,080,000 | 20,084,000 | 20,087,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 465,832,000 | 461,778,000 | 480,655,000 | 485,169,000 |
| Interest-bearing deposits | 338,811,000 | 338,545,000 | 353,206,000 | 354,250,000 |
| Noninterest-bearing deposits | 127,021,000 | 123,233,000 | 127,449,000 | 130,919,000 |
| Equity capital | 47,049,000 | 48,356,000 | 49,235,000 | 49,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,613,000 | 9,401,000 | 14,406,000 | 19,285,000 |
| Interest expense | 334,000 | 681,000 | 1,083,000 | 1,530,000 |
| Net interest income | 4,279,000 | 8,720,000 | 13,323,000 | 17,755,000 |
| Noninterest income | 1,404,000 | 3,044,000 | 4,637,000 | 6,232,000 |
| Noninterest expense | 3,998,000 | 8,149,000 | 12,147,000 | 16,341,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,685,000 | 3,615,000 | 5,813,000 | 7,646,000 |
| Income tax | 561,000 | 1,218,000 | 2,020,000 | 3,293,000 |
| Net income | 1,124,000 | 2,397,000 | 3,793,000 | 4,353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,962,000 | 48,440,000 | 49,395,000 | 50,277,000 |
| Total capital | 52,239,000 | 53,751,000 | 54,805,000 | 55,639,000 |
| Risk-weighted assets | 420,259,000 | 423,137,000 | 431,391,000 | 428,105,000 |