Call reports 2012
BLUE RIDGE BANK AND TRUST CO. — 2012
What BLUE RIDGE BANK AND TRUST CO. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 471,693,000 | 471,954,000 | 467,035,000 | 477,430,000 |
| Total loans | 289,163,000 | 286,064,000 | 291,413,000 | 286,203,000 |
| Allowance for loan losses | 9,001,000 | 9,170,000 | 9,106,000 | 6,581,000 |
| Securities available for sale | 72,536,000 | 80,021,000 | 85,822,000 | 84,629,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 424,573,000 | 423,022,000 | 418,723,000 | 427,124,000 |
| Interest-bearing deposits | 343,909,000 | 338,740,000 | 332,581,000 | 334,720,000 |
| Noninterest-bearing deposits | 80,664,000 | 84,282,000 | 86,142,000 | 92,404,000 |
| Equity capital | 40,514,000 | 41,139,000 | 41,699,000 | 42,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,177,000 | 8,426,000 | 12,604,000 | 16,761,000 |
| Interest expense | 593,000 | 1,122,000 | 1,591,000 | 2,005,000 |
| Net interest income | 3,584,000 | 7,304,000 | 11,013,000 | 14,756,000 |
| Noninterest income | 1,555,000 | 3,026,000 | 4,471,000 | 5,919,000 |
| Noninterest expense | 4,308,000 | 8,734,000 | 12,843,000 | 17,125,000 |
| Provision for loan losses | 300,000 | 600,000 | 1,050,000 | 1,750,000 |
| Pretax income | 531,000 | 996,000 | 1,591,000 | 2,081,000 |
| Income tax | 10,000 | 22,000 | 33,000 | -269,000 |
| Net income | 521,000 | 974,000 | 1,558,000 | 2,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,305,000 | 38,802,000 | 39,310,000 | 39,866,000 |
| Total capital | 42,371,000 | 42,834,000 | 43,373,000 | 43,864,000 |
| Risk-weighted assets | 320,198,000 | 317,303,000 | 319,883,000 | 317,137,000 |