Call reports 2010
BLUE RIDGE BANK AND TRUST CO. — 2010
What BLUE RIDGE BANK AND TRUST CO. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 497,168,000 | 492,171,000 | 482,996,000 | 465,411,000 |
| Total loans | 328,112,000 | 319,280,000 | 317,189,000 | 306,083,000 |
| Allowance for loan losses | 7,518,000 | 7,537,000 | 7,615,000 | 7,831,000 |
| Securities available for sale | 37,589,000 | 51,078,000 | 49,908,000 | 46,796,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 435,266,000 | 430,029,000 | 420,499,000 | 419,940,000 |
| Interest-bearing deposits | 359,372,000 | 357,513,000 | 347,367,000 | 345,464,000 |
| Noninterest-bearing deposits | 75,894,000 | 72,516,000 | 73,132,000 | 74,476,000 |
| Equity capital | 39,815,000 | 40,203,000 | 40,430,000 | 40,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,979,000 | 9,977,000 | 14,929,000 | 19,583,000 |
| Interest expense | 1,426,000 | 2,865,000 | 4,236,000 | 5,282,000 |
| Net interest income | 3,553,000 | 7,112,000 | 10,693,000 | 14,301,000 |
| Noninterest income | 1,727,000 | 3,420,000 | 5,108,000 | 6,869,000 |
| Noninterest expense | 4,857,000 | 9,381,000 | 13,997,000 | 18,336,000 |
| Provision for loan losses | 200,000 | 575,000 | 1,355,000 | 1,900,000 |
| Pretax income | 223,000 | 576,000 | 702,000 | 1,187,000 |
| Income tax | 0 | 0 | 0 | 149,000 |
| Net income | 223,000 | 576,000 | 702,000 | 1,038,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,680,000 | 38,200,000 | 38,391,000 | 38,868,000 |
| Total capital | 42,416,000 | 42,868,000 | 42,962,000 | 43,193,000 |
| Risk-weighted assets | 376,044,000 | 370,405,000 | 362,523,000 | 342,411,000 |