Call reports 2006
BLUE RIDGE BANK AND TRUST CO. — 2006
What BLUE RIDGE BANK AND TRUST CO. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 488,143,000 | 489,163,000 | 497,003,000 | 490,779,000 |
| Total loans | 337,854,000 | 347,070,000 | 341,290,000 | 342,297,000 |
| Allowance for loan losses | 2,910,000 | 2,942,000 | 2,923,000 | 3,001,000 |
| Securities available for sale | 33,101,000 | 31,996,000 | 32,184,000 | 35,492,000 |
| Securities held to maturity | 37,187,000 | 37,662,000 | 36,492,000 | 36,046,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 415,879,000 | 415,733,000 | 423,244,000 | 413,560,000 |
| Interest-bearing deposits | 339,652,000 | 332,355,000 | 342,705,000 | 334,320,000 |
| Noninterest-bearing deposits | 76,227,000 | 83,378,000 | 80,539,000 | 79,240,000 |
| Equity capital | 41,865,000 | 42,642,000 | 43,427,000 | 44,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,730,000 | 14,108,000 | 22,074,000 | 30,126,000 |
| Interest expense | 2,496,000 | 5,282,000 | 8,457,000 | 11,751,000 |
| Net interest income | 4,234,000 | 8,826,000 | 13,617,000 | 18,375,000 |
| Noninterest income | 1,731,000 | 3,323,000 | 4,906,000 | 6,413,000 |
| Noninterest expense | 4,635,000 | 9,247,000 | 14,088,000 | 18,805,000 |
| Provision for loan losses | 190,000 | 290,000 | 725,000 | 875,000 |
| Pretax income | 1,140,000 | 2,612,000 | 3,710,000 | 5,108,000 |
| Income tax | 317,000 | 741,000 | 1,051,000 | 1,567,000 |
| Net income | 823,000 | 1,871,000 | 2,659,000 | 3,541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,289,000 | 43,119,000 | 43,740,000 | 44,271,000 |
| Total capital | 45,536,000 | 46,393,000 | 46,995,000 | 47,474,000 |
| Risk-weighted assets | 417,833,000 | 421,991,000 | 414,798,000 | 407,932,000 |
Machine access — free, no API key
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