Call reports 2005
BLUE RIDGE BANK AND TRUST CO. — 2005
What BLUE RIDGE BANK AND TRUST CO. reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 479,058,000 | 467,436,000 | 470,780,000 | 467,828,000 |
| Total loans | 328,697,000 | 323,856,000 | 334,060,000 | 325,758,000 |
| Allowance for loan losses | 3,862,000 | 4,128,000 | 3,987,000 | 2,909,000 |
| Securities available for sale | 33,749,000 | 34,847,000 | 34,611,000 | 33,359,000 |
| Securities held to maturity | 41,302,000 | 41,434,000 | 40,827,000 | 39,810,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 406,220,000 | 402,099,000 | 403,805,000 | 401,078,000 |
| Interest-bearing deposits | 341,270,000 | 332,482,000 | 328,494,000 | 323,264,000 |
| Noninterest-bearing deposits | 64,950,000 | 69,617,000 | 75,311,000 | 77,814,000 |
| Equity capital | 39,340,000 | 40,003,000 | 40,759,000 | 41,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,965,000 | 12,239,000 | 18,794,000 | 25,917,000 |
| Interest expense | 1,825,000 | 3,832,000 | 5,885,000 | 8,161,000 |
| Net interest income | 4,140,000 | 8,407,000 | 12,909,000 | 17,756,000 |
| Noninterest income | 1,367,000 | 2,822,000 | 4,155,000 | 5,539,000 |
| Noninterest expense | 4,396,000 | 9,009,000 | 13,507,000 | 18,314,000 |
| Provision for loan losses | 265,000 | 795,000 | 820,000 | 1,035,000 |
| Pretax income | 852,000 | 1,432,000 | 2,744,000 | 3,953,000 |
| Income tax | 172,000 | -15,000 | 351,000 | 677,000 |
| Net income | 680,000 | 1,447,000 | 2,393,000 | 3,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,671,000 | 40,224,000 | 41,064,000 | 41,633,000 |
| Total capital | 43,816,000 | 44,636,000 | 45,314,000 | 44,869,000 |
| Risk-weighted assets | 384,405,000 | 384,367,000 | 394,915,000 | 391,662,000 |
Machine access — free, no API key
Every figure shown here about BLUE RIDGE BANK AND TRUST CO. — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.