Call report 2022Q4
EMERALD BANK — 2022Q4
The 22 measures EMERALD BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 21,271,000 | USD | evidence → |
| Total loans | 10,840,000 | USD | evidence → |
| Allowance for loan losses | 180,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 3,189,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 18,850,000 | USD | evidence → |
| Interest-bearing deposits | 13,186,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,664,000 | USD | evidence → |
| Equity capital | 2,391,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 811,000 | USD | evidence → |
| Interest expense | 49,000 | USD | evidence → |
| Net interest income | 762,000 | USD | evidence → |
| Noninterest income | 98,000 | USD | evidence → |
| Noninterest expense | 629,000 | USD | evidence → |
| Provision for loan losses | 8,000 | USD | evidence → |
| Pretax income | 226,000 | USD | evidence → |
| Income tax | 52,000 | USD | evidence → |
| Net income | 174,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,391,000 | USD | evidence → |
| Total capital | 2,529,000 | USD | evidence → |
| Risk-weighted assets | 10,987,000 | USD | evidence → |