Call report 2022Q2
EMERALD BANK — 2022Q2
The 22 measures EMERALD BANK reported to the FFIEC for 2022Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 22,115,000 | USD | evidence → |
| Total loans | 10,399,000 | USD | evidence → |
| Allowance for loan losses | 176,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 2,957,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 19,808,000 | USD | evidence → |
| Interest-bearing deposits | 13,213,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,595,000 | USD | evidence → |
| Equity capital | 2,282,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 366,000 | USD | evidence → |
| Interest expense | 23,000 | USD | evidence → |
| Net interest income | 343,000 | USD | evidence → |
| Noninterest income | 53,000 | USD | evidence → |
| Noninterest expense | 309,000 | USD | evidence → |
| Provision for loan losses | 4,000 | USD | evidence → |
| Pretax income | 84,000 | USD | evidence → |
| Income tax | 20,000 | USD | evidence → |
| Net income | 64,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,282,000 | USD | evidence → |
| Total capital | 2,417,000 | USD | evidence → |
| Risk-weighted assets | 10,725,000 | USD | evidence → |