Call report 2020Q4
EMERALD BANK — 2020Q4
The 22 measures EMERALD BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 19,227,000 | USD | evidence → |
| Total loans | 11,199,000 | USD | evidence → |
| Allowance for loan losses | 192,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 2,367,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 17,146,000 | USD | evidence → |
| Interest-bearing deposits | 11,799,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,347,000 | USD | evidence → |
| Equity capital | 2,046,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 784,000 | USD | evidence → |
| Interest expense | 81,000 | USD | evidence → |
| Net interest income | 703,000 | USD | evidence → |
| Noninterest income | 85,000 | USD | evidence → |
| Noninterest expense | 674,000 | USD | evidence → |
| Provision for loan losses | 5,000 | USD | evidence → |
| Pretax income | 167,000 | USD | evidence → |
| Income tax | 34,000 | USD | evidence → |
| Net income | 133,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,037,000 | USD | evidence → |
| Total capital | 2,171,000 | USD | evidence → |
| Risk-weighted assets | 10,645,000 | USD | evidence → |