Call report 2019Q4
EMERALD BANK — 2019Q4
The 22 measures EMERALD BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 17,285,000 | USD | evidence → |
| Total loans | 11,079,000 | USD | evidence → |
| Allowance for loan losses | 196,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 1,224,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 15,351,000 | USD | evidence → |
| Interest-bearing deposits | 10,965,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,386,000 | USD | evidence → |
| Equity capital | 1,913,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 802,000 | USD | evidence → |
| Interest expense | 87,000 | USD | evidence → |
| Net interest income | 715,000 | USD | evidence → |
| Noninterest income | 85,000 | USD | evidence → |
| Noninterest expense | 772,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 28,000 | USD | evidence → |
| Income tax | 6,000 | USD | evidence → |
| Net income | 22,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 1,871,000 | USD | evidence → |
| Total capital | 1,993,000 | USD | evidence → |
| Risk-weighted assets | 9,671,000 | USD | evidence → |