Call report 2015Q4
EMERALD BANK — 2015Q4
The 22 measures EMERALD BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 16,293,000 | USD | evidence → |
| Total loans | 10,577,000 | USD | evidence → |
| Allowance for loan losses | 264,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 949,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 14,585,000 | USD | evidence → |
| Interest-bearing deposits | 11,183,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,402,000 | USD | evidence → |
| Equity capital | 1,688,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 706,000 | USD | evidence → |
| Interest expense | 50,000 | USD | evidence → |
| Net interest income | 656,000 | USD | evidence → |
| Noninterest income | 87,000 | USD | evidence → |
| Noninterest expense | 685,000 | USD | evidence → |
| Provision for loan losses | 2,000 | USD | evidence → |
| Pretax income | 56,000 | USD | evidence → |
| Income tax | 9,000 | USD | evidence → |
| Net income | 47,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 1,688,000 | USD | evidence → |
| Total capital | 1,811,000 | USD | evidence → |
| Risk-weighted assets | 9,682,000 | USD | evidence → |