Call report 2014Q4
EMERALD BANK — 2014Q4
The 22 measures EMERALD BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 17,535,000 | USD | evidence → |
| Total loans | 10,845,000 | USD | evidence → |
| Allowance for loan losses | 285,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 850,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 15,879,000 | USD | evidence → |
| Interest-bearing deposits | 11,927,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,952,000 | USD | evidence → |
| Equity capital | 1,640,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 784,000 | USD | evidence → |
| Interest expense | 61,000 | USD | evidence → |
| Net interest income | 723,000 | USD | evidence → |
| Noninterest income | 86,000 | USD | evidence → |
| Noninterest expense | 744,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 35,000 | USD | evidence → |
| Income tax | -3,000 | USD | evidence → |
| Net income | 38,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 1,640,000 | USD | evidence → |
| Total capital | 1,766,000 | USD | evidence → |
| Risk-weighted assets | 9,922,000 | USD | evidence → |