Call report 2012Q4
EMERALD BANK — 2012Q4
The 22 measures EMERALD BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 18,021,000 | USD | evidence → |
| Total loans | 12,365,000 | USD | evidence → |
| Allowance for loan losses | 245,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 999,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 16,419,000 | USD | evidence → |
| Interest-bearing deposits | 13,220,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,199,000 | USD | evidence → |
| Equity capital | 1,511,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 919,000 | USD | evidence → |
| Interest expense | 121,000 | USD | evidence → |
| Net interest income | 798,000 | USD | evidence → |
| Noninterest income | 99,000 | USD | evidence → |
| Noninterest expense | 734,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 133,000 | USD | evidence → |
| Income tax | 30,000 | USD | evidence → |
| Net income | 103,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 1,511,000 | USD | evidence → |
| Total capital | 1,647,000 | USD | evidence → |
| Risk-weighted assets | 10,777,000 | USD | evidence → |