Call report 2009Q4
EMERALD BANK — 2009Q4
The 22 measures EMERALD BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 14,388,000 | USD | evidence → |
| Total loans | 12,028,000 | USD | evidence → |
| Allowance for loan losses | 212,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 708,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 13,064,000 | USD | evidence → |
| Interest-bearing deposits | 11,034,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,030,000 | USD | evidence → |
| Equity capital | 1,240,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 968,000 | USD | evidence → |
| Interest expense | 249,000 | USD | evidence → |
| Net interest income | 719,000 | USD | evidence → |
| Noninterest income | 123,000 | USD | evidence → |
| Noninterest expense | 687,000 | USD | evidence → |
| Provision for loan losses | 41,000 | USD | evidence → |
| Pretax income | 114,000 | USD | evidence → |
| Income tax | 35,000 | USD | evidence → |
| Net income | 79,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 1,240,000 | USD | evidence → |
| Total capital | 1,356,000 | USD | evidence → |
| Risk-weighted assets | 9,161,000 | USD | evidence → |