Call reports 2006
EMERALD BANK — 2006
What EMERALD BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 11,727,000 | 12,108,000 | 12,039,000 | 12,298,000 |
| Total loans | 9,161,000 | 9,529,000 | 9,902,000 | 10,125,000 |
| Allowance for loan losses | 184,000 | 188,000 | 191,000 | 182,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 700,000 | 700,000 | 700,000 | 700,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,768,000 | 11,104,000 | 10,992,000 | 11,232,000 |
| Interest-bearing deposits | 8,661,000 | 8,946,000 | 9,052,000 | 9,387,000 |
| Noninterest-bearing deposits | 2,106,000 | 2,158,000 | 1,940,000 | 1,845,000 |
| Equity capital | 883,000 | 911,000 | 927,000 | 999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 195,000 | 407,000 | 628,000 | 867,000 |
| Interest expense | 56,000 | 120,000 | 191,000 | 271,000 |
| Net interest income | 139,000 | 287,000 | 437,000 | 596,000 |
| Noninterest income | 27,000 | 54,000 | 83,000 | 129,000 |
| Noninterest expense | 137,000 | 274,000 | 422,000 | 588,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 29,000 | 67,000 | 98,000 | 137,000 |
| Income tax | 8,000 | 18,000 | 33,000 | 0 |
| Net income | 21,000 | 49,000 | 65,000 | 137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 883,000 | 911,000 | 927,000 | 999,000 |
| Total capital | 973,000 | 1,005,000 | 1,023,000 | 1,098,000 |
| Risk-weighted assets | 7,106,000 | 7,397,000 | 7,549,000 | 7,845,000 |
Machine access — free, no API key
Every figure shown here about EMERALD BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.